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Ask a question →Estimate your superannuation balance at retirement and see how small changes today make a big difference.
Calculate now →Compare Australia's top superannuation funds side-by-side. Returns, fees, insurance, and investment options.
Compare funds →Stay up to date with the latest regulatory changes, superannuation statistics, and policy updates — explained in plain English.
Read latest news →1 July 2026 deadline approaching. Check your business readiness, complete the compliance checklist, and estimate late payment penalties.
Check readiness now →Key superannuation law changes every fund & employer must prepare for
Employers must pay Superannuation Guarantee contributions on the same day as wages — ending the current quarterly payment cycle. This is the most significant operational change to superannuation in decades and will affect every Australian employer and fund.
The Superannuation Guarantee rate rises from 11.5% to 12% — the final step in the legislated increase schedule under the Superannuation Guarantee (Administration) Act 1992. This is the permanent rate and no further scheduled increases are planned.
Superannuation (at the 12% SG rate) will be paid on Commonwealth Paid Parental Leave payments for the first time — closing the retirement savings gap disproportionately affecting women who take parental leave.
A proposed additional 15% tax on earnings attributable to total superannuation balances exceeding $3 million. The measure has passed the House of Representatives and is before the Senate. Funds and members with large balances should seek financial advice now.
All APRA-regulated superannuation funds must comply with CPS 230 Operational Risk Management — requiring documented business continuity plans, critical operations registers, and rigorous third-party service provider oversight.
APRA publishes annual performance test results each August. Funds that fail two consecutive years must close to new members and notify existing members. The test benchmarks investment returns net of fees against a composite index.
All superannuation trustees must maintain and implement a retirement income strategy for their members. APRA is actively supervising compliance and expects funds to demonstrate how they are assisting members transition to and through retirement.
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Australia's two most authoritative sources for superannuation law and guidance — open directly from here
The complete prudential framework for all APRA-regulated entities. Navigate every standard, guidance note, and reporting requirement — searchable and always up to date.
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Open APRA Handbook ↗Australia's principal revenue collection agency. Your go-to source for employer super obligations, individual super guidance, SMSF rules, and Payday Super implementation.
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